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WASHINGTON -- Government watchdogs told a Senate panel yesterday that the Obama administration's effort to help homeowners avoid foreclosure isn't working. Special inspector general Neil Barofsky said the program has not "put an appreciable dent in foreclosure filings...

Foreclosure Help

Foreclosure programs struggling to help

Southeastern Michigan set a foreclosure record for the first half of the year -- 47,563 foreclosures, a 35 percent jump from the first half of 2009. Teresa Blundell wasn't one of them -- but just barely. It took the 55-year-old Lapeer woman nearly a year to get her mortgage modified to a lower payment.